Borrower Self-Selection, Underwriting Costs, and Subprime Mortgage Credit Supply
نویسندگان
چکیده
منابع مشابه
House Prices and Subprime Mortgage
The recent sharp increase in subprime mortgage delinquencies has captured the public spotlight and led analysts to search for the factors that are likely to have contributed to the problem.These factors commonly include the lack of income documentation, high loan-to-income ratios, the lowering of credit standards, and the resets on adjustable-rate loans, to name but a few. Although these factor...
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ژورنال
عنوان ژورنال: The Journal of Real Estate Finance and Economics
سال: 2005
ISSN: 0895-5638,1573-045X
DOI: 10.1007/s11146-004-4879-8